How this calculator works & sources ↓
Work out the total cost of a degree — tuition and living costs combined — and whether what you're currently putting aside will get there in time.
Switching region updates the currency and swaps in typical starting figures for that country — every number stays fully editable.
Work out the total cost of a degree and whether your current savings plan gets you there in time.
Want to turn this into a full plan? Grab the free Budgeting Checklist — a checklist plus 3 worksheets to put these numbers to work.
Get the free checklist →We multiply the annual cost — tuition plus living costs — by the number of years of study. It's a simple estimate at today's prices; real costs tend to rise over time, so treat this as a starting point rather than a guarantee.
Tuition fees plus realistic living costs — accommodation, food, and everyday expenses — for one year. Costs vary hugely by institution and location, so it's worth checking actual figures for the specific place being considered rather than relying on a national average.
A shortfall isn't unusual — most families cover part of the cost through savings and the rest through student loans, grants, scholarships, or part-time work. The calculator shows the monthly amount that would close the gap entirely, so you can see how much of it savings alone could realistically carry.
Grab the free Budgeting Checklist below — a checklist plus 3 fill-in worksheets, delivered straight to your inbox.
Combines the tuition, living costs and other expenses entered to create an illustrative total. Student funding, tuition rules and repayment arrangements vary by location and year.
Sources and further reading: Student Finance England