How this calculator works & sources ↓
Work out how long it will take to reach a savings target — a deposit, a purchase, anything with a number attached.
Switching region updates the currency and swaps in typical starting figures for that country — every number stays fully editable.
Work out how long it will take to hit a savings target — an emergency fund, a deposit, anything with a number attached.
Want to turn this into a full plan? Grab the free Budgeting Checklist — a checklist plus 3 worksheets to put these numbers to work.
Get the free checklist →We divide your goal, minus what you've already saved, across your chosen timeframe, then adjust for any interest your savings will earn along the way.
If it's sitting in a standard savings account, use your account's actual rate. For a goal several years out that you're investing, you might use a more conservative growth rate than you would for retirement.
Try adjusting your timeframe — pushing your goal date out, even by a few months, often brings the required monthly saving down to something more realistic.
Grab the free Budgeting Checklist below — a checklist plus 3 fill-in worksheets, delivered straight to your inbox.
Estimates how contributions and assumed growth could accumulate toward a target. Any growth rate is illustrative and is not a guaranteed return.
Sources and further reading: Uses the inputs you provide and the calculation assumptions described above.