How Much Mortgage Can I Get on a £40k, £50k or £60k Salary?
Three salaries, realistic borrowing ranges and what those figures leave out. Read article →
UK MORTGAGES · OVERPAYMENT EXAMPLEIs Overpaying Your Mortgage by £100 a Month Worth It?
The interest saving can be substantial — but check the trade-offs before you commit. Read article →
Useful numbers. Interesting questions.
Free articles and comparisons that put everyday money questions into context. Explore the numbers, understand the assumptions, then use the tools to test your own situation.
More questions worth exploring
Monthly vs Lump-Sum Mortgage Overpayments
A fair £5,000 comparison, plus the lender rules and timing details that matter.
Read article →UK MORTGAGES · REPAYMENT TERMS25-Year vs 35-Year Mortgage: What Changes?
A longer mortgage term can reduce monthly payments while increasing lifetime interest. Understand the trade-off with a worked example.
Read article →UK PAY · PENSIONSWhy Salary Sacrifice Changes Your Take-Home Pay
Understand why pension contributions can affect taxable pay, National Insurance and take-home estimates differently.
Read article →INVESTING · FEES AND ASSUMPTIONSHow Much Can Investment Fees Reduce Long-Term Growth?
A simple numerical illustration of how a seemingly small annual investment fee can affect a long-term projection.
Read article →SAVING AND DEBT · PRIORITIESEmergency Fund or Debt Repayment: Which Comes First?
Understand the trade-off between holding cash for emergencies and paying down costly debt.
Read article →BUDGETING · VARIABLE INCOMEHow to Budget When Your Income Changes Every Month
A simple framework for budgeting with fluctuating income, freelance work or unpredictable overtime.
Read article →What a $75,000 salary actually takes home around the world
US vs UK vs Canada vs Australia vs New Zealand vs Ireland — one gross salary, six tax systems, assumptions shown.
Free mortgage overpayment infographic
See how an extra £100 each month could change mortgage interest and repayment time, with a clear worked example you can share.
View and download the infographic →