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What are you actually worth on paper?

How this calculator works & sources ↓

Add up everything you own, subtract everything you owe, and see where you stand today — a useful number to track over time, not just once.

Switching region updates the currency and swaps in typical starting figures for that country — every number stays fully editable.

Assets

Everything you own that has real value.

Liabilities

Everything you currently owe.

Total assets—
Total liabilities—
Net worth—
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Want to turn this into a full plan? Grab the free Budgeting Checklist — a checklist plus 3 worksheets to put these numbers to work.

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Frequently asked questions

What should I include as an asset?

Anything with real market value — cash, investments, retirement accounts, property, and other valuables you could reasonably sell or cash in.

Should I include my car as an asset?

You can, but use its current resale value, not what you paid for it. Cars depreciate quickly, so using the purchase price will overstate your net worth.

How often should I recalculate my net worth?

Many people check it every few months or once a quarter — often enough to see a trend, without obsessing over short-term swings in investments or property value.

Take the guesswork out of your budget

Grab the free Budgeting Checklist below — a checklist plus 3 fill-in worksheets, delivered straight to your inbox.

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TRANSPARENT CALCULATIONS

How we calculate this

Subtracts the liabilities you enter from the assets you enter. Asset values and outstanding balances are self-reported snapshots, not verified valuations.

Sources and further reading: Uses the inputs you provide and the calculation assumptions described above.

Methodology note added October 2026 · Prepared by Adam, founder of Life Figured · General educational estimates, not personalised financial advice. Rates and thresholds should be checked with official sources before making decisions.