How this calculator works & sources ↓
See a sensible maximum monthly rent based on your income — using the standard 30% guideline, fully adjustable.
Switching region updates the currency and swaps in typical starting figures for that country — every number stays fully editable.
Work out a sensible maximum monthly rent based on your income — adjust the percentage to be more or less conservative.
This is a guideline, not a hard limit — landlords and letting agents often use their own affordability checks (commonly requiring annual income of around 30x the monthly rent), which may differ from this figure.
Want to turn this into a full plan? Grab the free Budgeting Checklist — a checklist plus 3 worksheets to put these numbers to work.
Get the free checklist →It's a long-standing budgeting guideline — rent at or below 30% of gross income generally leaves enough for other essentials and saving. It's a starting point, not a hard rule, especially in higher cost-of-living areas.
This calculator uses gross (pre-tax) income, in line with how most landlords and letting agents assess affordability. If you'd rather budget from take-home pay, use a lower percentage to compensate.
Many landlords and letting agents require proof of income around 30 times the monthly rent — a stricter bar than the 30% guideline. If you're close to that line, a guarantor can sometimes bridge the gap.
Grab the free Budgeting Checklist below — a checklist plus 3 fill-in worksheets, delivered straight to your inbox.
Compares rent with the income and living costs you enter to show a budget illustration. It is not a landlord affordability decision or recommendation.
Sources and further reading: Uses the inputs you provide and the calculation assumptions described above.