Life Figured / Free resources

Free £100 mortgage overpayment infographic

What might an extra £100 a month change? This free infographic shows one illustrative UK mortgage example. Compare the assumptions with your own figures using our free mortgage overpayment calculator. Bloggers and publishers can reuse the infographic with a visible credit and link to Life Figured.

Infographic comparing a £250,000 mortgage at 5% over 25 years with and without a £100 monthly overpayment, showing illustrative interest and term savings

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<a href="https://lifefigured.com/mortgage-overpayment-calculator" target="_blank" rel="noopener noreferrer"><img src="https://lifefigured.com/mortgage-overpayment-100-infographic.png" alt="Life Figured infographic: on a £250,000 repayment mortgage at 5% over 25 years, an extra £100 monthly could save approximately £25,382 interest and shorten the term by 2 years 11 months, assuming no rate changes or fees." loading="lazy" style="max-width:100%;height:auto;border-radius:12px"></a><p style="font-size:12px">Illustrative mortgage overpayment example by <a href="https://lifefigured.com/mortgage-overpayment-calculator">Life Figured</a>. Assumes a constant 5% interest rate and no fees.</p>

Example assumptions

A £250,000 repayment mortgage at a constant 5% annual interest rate over 25 years, with interest charged monthly. The standard payment is £1,461.48; adding £100 each month reduces illustrative interest from £188,443 to £163,061, a saving of around £25,382, and reduces the term by 2 years and 11 months.

Actual outcomes depend on mortgage rates, payment timing, fees, lender rules and early repayment charges. This is general educational information, not personalised financial advice.

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